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Compare ZenBusiness vs Swyft Filings and discover why over 950,000 satisfied business owners trusted ZenBusiness to help start and grow their company.
“Swyft Filings” is the registered trademark of Swyft Filings, LLC.
Last Updated: September 1, 2026
Compare ZenBusiness and Swyft Filings formation packages to discover how much more you can get in your first year.
ZenBusiness Velo is your personalized AI guide for turning your dream into a business. Built on 11 years of helping nearly a million businesses, Velo knows your goals and what your business needs right now. Walking with you from your first step, to the moment you open your doors.
ZenBusiness is generally more affordable than Swyft Filings if you need registered agent or compliance services, while both offer $0 LLC formation packages where you only pay state fees.
If you only want basic LLC formation, both Swyft Filings and ZenBusiness provide a $0 package and you just pay the required state filing fees.
However, Swyft Filings charges $149 per quarter ($596 per year) for registered agent service, which adds up to a much higher yearly cost. ZenBusiness registered agent service is available as an optional add-on for $199 per year.
Swyft Filings offers a business formation app inside ChatGPT, built with OpenAI. From the ChatGPT interface you can form an LLC, file Articles of Organization, apply for an EIN, and draft an operating agreement. It’s a capable tool, and its limitation is structural: it lives inside ChatGPT and depends on that platform to work.
Velo is native to ZenBusiness. It files your paperwork, tracks your compliance deadlines, and guides you through every stage of your business journey, backed by insights from nearly one million businesses. No third-party platform required.
The ZenBusiness Pro and Premium packages offer the fastest processing time at 1 business day, while the ZenBusiness Starter package is similar to Swyft Filings’ Basic package at about 7–10 business days.
Swyft Filings’ Basic package typically takes 7–10 business days, the Standard package about 3 business days, and the Premium package 1 business day.
At ZenBusiness, the Starter Package includes processing in about 7–10 business days, and both the Pro and Premium Packages include our fastest processing time of 1 business day.
These timeframes describe how quickly each company submits filings to the state, not how long the state itself takes to approve them.
We certainly think so, though we admit that sounds a little biased. Don’t just take our word for it; thousands of customers on Trustpilot agree. Across 32,431 reviews, we have a 4.8 out of 5-star average rating. To date, we’ve helped form over 950,000 business entities, and we’re committed to providing every customer with the same excellent service.
Swyft Filings is ideal for entrepreneurs seeking a straightforward and low-commitment way to file their LLC quickly. However, its add-on services—especially registered agent service—are expensive, making it less cost-effective for businesses that need ongoing support or compliance tools.
Every entrepreneur has different needs and priorities, so the “best” LLC service depends on the situation. Some focus on affordability, others need compliance assistance, and others prioritize turnaround speed.
That said, ZenBusiness offers a balance of affordability, speed, and long-term compliance support to help every entrepreneur confidently start and manage their new company.
ZenBusiness Premium is cheaper than Swyft Filings once you include a registered agent, EIN, and ongoing compliance support for an LLC.
Here is a simple apples-to-apples comparison using the lowest-cost option from each company that includes registered agent service, EIN filing, and ongoing compliance support.
Swyft Filings Basic Package + Add-Ons
Swyft Filings advertises a $0 plus state fees basic package, but matching ZenBusiness Premium means adding services separately. Registered agent service costs $149 per quarter, or $596 per year. Swyft Filings does not offer EIN filing in its formation packages, so you would need to obtain your EIN separately.
ZenBusiness Premium Package
The ZenBusiness Premium Package costs $399 plus state fees for the first year and renews at $399 annually. It provides:
Because the ZenBusiness Premium Package already includes registered agent service, EIN, and compliance support in a single bundled price, it is typically more affordable than assembling the same services through Swyft Filings.
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Amike Dynasty
1 review
US
A big shout out to Pierina D
A big shout out to Pierna D. Thank you for taking your time and explaining the steps to me as I was overwhelmed. Thank you for being so calming and nurturing I will 1000% recommend people just because of the service that you gave me thank you so much and like I told you, you need a raise. God bless.
Christian Friedrich
1 review
US
Evan helped me getting my website…
Evan helped me getting my website published with ease! Turns out I had screwed up a few things on my end but he was kind enough to fix the discrepancies and getting everything taken care of; all within a few minutes!
Maegan
2 reviews
US
Continually friendly service from ZB
Continually friendly service from ZB. I called their support line and received amazing help from Josh. After a long, stressful day, he managed to put a smile on my face and was able to help me resolve my issue.
Starts at $0 plus state fees and only take 5 to 10 minutes
